Peru

About the project

There are 1,245 cooperatives in Peru, grouping 2.4 million members. Cooperatives are found in multiple sectors, with the financial and agricultural sectors being the main ones. Approximately 22% of all cooperatives are in rural areas. In addition, the Peruvian cooperative sector is characterized by small entrepreneurship: 90.4 % of all cooperatives are micro or small enterprises.

The objectives of the Coopsur project in Peru address the main challenges of the cooperative sector in the agricultural and financial sectors, to improve access to sustainable value chains and to ensure the competitiveness and future viability of the cooperative financial sector.

The rojectt’s objectives are based on the following main areas:

Agricultural sector

• Processing and commercialization of family farming products
• Agricultural finance

Financial sector

• Sustainable finance (environmental, social, and economic)
• Advice on cooperative management to improve their competitiveness

At macro level, the focus is on advising in the area of regulation and supervision, especially with regard to the modification of the legal framework governing the cooperative financial sector from 2019, the target group being the staff of the supervisory authority the “Superitendencia de Banca, Seguros y AFP” (SBS).

At meso level, the project focuses on the area of microfinance through collaboration with federations and centrals to strengthen their management as centrals, on microcredit counselling and strategic planning, as well as on the development of high-quality cooperative training systems, with the target group being the staff of federations and centrals.

At micro level the target groups are members of individual cooperatives, as well as other forms of cooperation. The final beneficiaries are microenterprises in rural and marginalized urban areas, with special attention to family producers, women, and youth.

Sustainable Development Goals

With its activities, DGRV contributes to several Sustainable Development Goals, especially:

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Activities

DGRV selects its activities according to the main areas and according to the collaboration with cooperative confederations, central institutions of the cooperative sector, federations, networks of cooperatives and individual cooperatives at national and decentralized levels, supervisory authorities, ministries, and others.

These include the following:

• Digital education and training through workshops and seminars
• Regional and international internships
• Formation of several competence networks and working groups
• Consultancy, technical assistance, and technology transfer programs (DGRV tools)

Development of studies, methodologies, guides, and reference manuals

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Partners

SBS

The Superintendency of Banking, Insurance and Pension Funds (SBS) is the agency responsible for the regulation and supervision of the Insurance Financial System and the Private Pension System in Peru, as well as for preventing and detecting money laundering and financing of terrorism. DGRV collaborates with SBS on issues such as the adaptation of supervision to the business model of credit unions and the implementation of a protection fund.

www.sbs.gob.pe/

FENACREP

FENACREP is an organization of cooperative integration, founded on April 10, 1959, which carries out activities of representation, promotion, education and technical assistance to the Cooperatives of Savings and Credit of Peru (COOPAC).
The cooperation with DGRV focuses on strengthening the area of technical assistance in integral risk management, through the use of risk tools for the sector and with curricular training programs.

https://www.fenacrep.org

CIDERURAL

“Central de Cooperativas de Desarrollo Rural” is a second-degree organization that groups more than 15 cooperatives in the rural sector. In addition to financing its members, the institution’s tasks also include strengthening through technical assistance, the creation of credit and savings products, and interest representation.
The cooperation with DGRV focuses on institutional strengthening in areas such as adapting its business model to the new regulatory reality, establishing attractive financial services for its members, such as the central liquidity fund, implementing the technological tools of the Strategic Planning System (SPE), Microscore, and consolidating the “Enlace Perú”- Network, among others.

https://www.ciderural.com/